:root {
      --ink:#10243e;
      --ink-2:#263b55;
      --muted:#65758a;
      --line:#dce3ea;
      --soft:#f5f7f9;
      --paper:#fff;
      --red:#ed1c24;
      --nav:#071b32;
      --wide:1180px;
      --read:760px;
    }
    *{box-sizing:border-box}
    html{scroll-behavior:smooth}
    html,body{max-width:100%;overflow-x:hidden}
    body{margin:0;background:#fff;color:var(--ink);font-family:Inter,"Segoe UI",Arial,sans-serif;line-height:1.72}
    a{color:inherit;text-decoration:none}
    .site-header{height:76px;background:var(--nav);color:#fff;display:flex;align-items:center;position:relative;z-index:3}
    .header-inner{width:min(var(--wide),calc(100% - 48px));margin:auto;display:flex;align-items:center;justify-content:space-between}
    .brand{display:flex;align-items:center;gap:11px;font-size:22px;font-weight:800;letter-spacing:.01em}
    .mark{width:34px;height:34px;border-radius:50%;background:var(--red);display:grid;place-items:center;color:#fff;font-weight:900}
    .nav{display:flex;align-items:center;gap:34px;font-size:14px;font-weight:650}
    .quote{padding:11px 20px;border-radius:5px;background:var(--red);color:#fff}
    .menu-toggle{display:none;width:44px;height:40px;border:1px solid rgba(255,255,255,.28);background:transparent;color:#fff;border-radius:4px;font-size:20px;line-height:1}
    .progress{height:3px;background:linear-gradient(90deg,var(--red) var(--reading-progress,0%),#eef1f4 var(--reading-progress,0%))}
    .masthead{position:relative;overflow:hidden;border-bottom:0;padding:54px 0 50px;background:linear-gradient(118deg,#071b32 0%,#0a2743 62%,#10344f 100%);color:#fff}
    .masthead:after{content:"";position:absolute;inset:0;pointer-events:none;background:radial-gradient(circle at 82% 18%,rgba(255,255,255,.09),transparent 31%),linear-gradient(90deg,transparent 0 72%,rgba(255,255,255,.025) 72% 72.15%,transparent 72.15%)}
    .masthead-inner{width:min(var(--wide),calc(100% - 48px));margin:auto}
    .masthead-inner{position:relative;z-index:1}
    .eyebrow{display:flex;align-items:center;gap:12px;color:var(--red);font-weight:800;font-size:12px;letter-spacing:.12em;text-transform:uppercase}
    .eyebrow:before{content:"";width:34px;height:2px;background:var(--red)}
    h1{font-family:Georgia,"Times New Roman",serif;font-size:clamp(42px,5vw,66px);line-height:1.05;letter-spacing:-.035em;max-width:980px;margin:22px 0 20px;font-weight:700}
    .masthead h1{color:#fff}
    .dek{max-width:820px;color:#c8d5e1;font-size:20px;line-height:1.55;margin:0 0 28px}
    .meta{display:flex;flex-wrap:wrap;gap:10px 24px;color:#91a8bc;font-size:13px}
    .meta span+span:before{content:"•";color:var(--red);margin-right:24px}
    .article-shell{width:min(var(--wide),calc(100% - 48px));margin:0 auto;display:grid;grid-template-columns:minmax(0,var(--read)) 240px;gap:92px;align-items:start;padding:58px 0 92px}
    .article-body,.article-aside,.masthead-inner,.article-shell,.related{min-width:0;max-width:100%}
    .article-body{font-size:17px;color:#30445e;overflow-wrap:anywhere}
    .article-body>*{max-width:100%}
    .article-body img,.article-body video,.article-body iframe{height:auto;max-width:100%;border-radius:8px}.article-body figure{max-width:100%;margin:34px 0}.article-body figcaption{margin-top:10px;color:var(--muted);font-size:12px}.article-body table{width:100%;margin:30px 0;border-collapse:collapse;font-size:14px;line-height:1.5}.article-body th,.article-body td{padding:14px 16px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}.article-body thead th{color:#fff;background:var(--ink)}.article-body tbody tr:nth-child(even){background:#f8fafb}.article-body blockquote:not(.pullquote){margin:42px 0;padding:25px 30px;border-left:3px solid var(--red);background:var(--soft);color:var(--ink);font:400 22px/1.55 Georgia,"Times New Roman",serif}.article-body .wp-block-file a{font-weight:800}.article-body .wp-block-file__button{display:inline-flex;padding:10px 16px;border-radius:4px;color:#fff;background:var(--red)}
    .lead{font-family:Georgia,"Times New Roman",serif;font-size:24px;line-height:1.58;color:var(--ink);margin:0 0 42px}
    h2{font-family:Georgia,"Times New Roman",serif;color:var(--ink);font-size:36px;line-height:1.18;letter-spacing:-.018em;margin:62px 0 20px;padding-top:8px}
    h2:after{content:"";display:block;width:42px;height:2px;background:var(--red);margin-top:16px}
    h3{font-size:22px;line-height:1.25;color:var(--ink);margin:34px 0 10px}
    p{margin:0 0 22px}
    ul{padding-left:22px;margin:0 0 28px}
    li{margin:8px 0;padding-left:5px}
    .takeaways{border-top:1px solid var(--ink);border-bottom:1px solid var(--line);padding:26px 0 22px;margin:38px 0 48px;display:grid;grid-template-columns:150px 1fr;gap:30px}
    .takeaways strong{font-size:13px;letter-spacing:.12em;text-transform:uppercase;color:var(--red)}
    .takeaways p{margin:0;color:var(--ink);font-weight:600}
    .comparison{width:100%;border-collapse:collapse;margin:30px 0 12px;font-size:14px;line-height:1.45}
    .comparison th{background:var(--ink);color:#fff;text-align:left;padding:15px 16px;font-size:12px;letter-spacing:.03em}
    .comparison td{border-bottom:1px solid var(--line);padding:14px 16px;vertical-align:top}
    .comparison tr:nth-child(even) td{background:#f8fafb}
    .caption{font-size:12px;color:#7a899b;margin-bottom:34px}
    .pullquote{margin:46px 0;padding:28px 34px;border-left:3px solid var(--red);background:var(--soft);font-family:Georgia,"Times New Roman",serif;font-size:24px;line-height:1.5;color:var(--ink)}
    .decision{margin:34px 0;border:1px solid var(--line);display:grid;grid-template-columns:1fr 1fr}
    .decision section{padding:26px 28px}
    .decision section+section{border-left:1px solid var(--line)}
    .decision .label{font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:var(--red);font-weight:800}
    .decision h3{margin:8px 0 12px}
    .decision p{font-size:15px;margin:0}
    .checklist{list-style:none;padding:0;border-top:1px solid var(--line)}
    .checklist li{display:grid;grid-template-columns:170px 1fr;gap:22px;margin:0;padding:15px 0;border-bottom:1px solid var(--line)}
    .checklist strong{color:var(--ink)}
    .faq{border-top:1px solid var(--line);margin-top:22px}
    details{border-bottom:1px solid var(--line);padding:18px 0}
    summary{cursor:pointer;list-style:none;color:var(--ink);font-weight:750;display:flex;justify-content:space-between;gap:24px}
    summary:after{content:"+";color:var(--red);font-size:20px;font-weight:400}
    details[open] summary:after{content:"−"}
    details p{font-size:15px;margin:14px 36px 2px 0;color:#53667d}
    .article-aside{position:sticky;top:30px;border-left:1px solid var(--line);padding-left:26px}
    .aside-title{font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:#8a98a9;font-weight:800;margin-bottom:14px}
    .toc{display:grid;gap:2px;margin-bottom:34px}
    .toc a{display:block;padding:9px 0 9px 14px;border-left:2px solid transparent;color:#617187;font-size:13px;line-height:1.35}
    .toc a.active{border-color:var(--red);color:var(--ink);font-weight:750}
    .fact{border-top:1px solid var(--line);padding-top:24px;font-size:12px;color:#748398}
    .fact strong{display:block;color:var(--ink);font-size:13px;margin-bottom:4px}
    .end-cta{margin-top:64px;padding:36px 40px;background:var(--nav);color:#fff;display:grid;grid-template-columns:1fr auto;align-items:center;gap:30px}
    .end-cta h2{font-family:Georgia,"Times New Roman",serif;color:#fff;font-size:30px;margin:0 0 8px;padding:0}
    .end-cta h2:after{display:none}
    .end-cta p{margin:0;color:#bcc9d8;font-size:15px}
    .end-cta a{background:var(--red);padding:13px 20px;border-radius:4px;font-size:14px;font-weight:750;white-space:nowrap}
    .related{width:min(var(--wide),calc(100% - 48px));margin:auto;padding:0 0 76px}
    .related-head{display:flex;align-items:end;justify-content:space-between;border-bottom:1px solid var(--line);padding-bottom:14px;margin-bottom:8px}
    .related h2{margin:0;padding:0;font-size:32px}
    .related h2:after{display:none}
    .related-list{display:grid;grid-template-columns:repeat(3,1fr)}
    .related-item{padding:24px 28px 24px 0;border-bottom:1px solid var(--line)}
    .related-item+.related-item{padding-left:28px;border-left:1px solid var(--line)}
    .related-item small{color:#8a98a9}
    .related-item h3{font-family:Georgia,"Times New Roman",serif;font-size:20px;margin:8px 0 12px}
    .read-more{font-size:13px;color:var(--red);font-weight:750}
    .site-footer{background:#071523;color:#b9c5d3;padding:42px 0}
    .footer-inner{width:min(var(--wide),calc(100% - 48px));margin:auto;display:flex;justify-content:space-between;gap:30px;font-size:12px}
    .footer-brand{color:#fff;font-size:20px;font-weight:800}
    @media(max-width:960px){
      .nav a:not(.quote){display:none}.article-shell{grid-template-columns:1fr;gap:0}.article-aside{position:static;order:-1;border:0;border-bottom:1px solid var(--line);padding:0 0 22px;margin-bottom:34px}.toc{grid-template-columns:repeat(3,1fr)}.toc a{border-left:0;border-top:2px solid transparent;padding:10px 8px}.toc a.active{border-top-color:var(--red)}
    }
    @media(max-width:680px){
      .site-header{height:66px}.header-inner,.masthead-inner,.article-shell,.related,.footer-inner{width:calc(100% - 32px);margin-left:auto;margin-right:auto}.nav{display:none}.menu-toggle{display:block}.masthead{padding:38px 0 34px}h1{font-size:40px}.dek{font-size:17px}.meta span+span:before{display:none}.article-shell{padding-top:38px}.article-body{font-size:16px}.article-body table{display:block;max-width:100%;overflow-x:auto}h2{font-size:30px}.takeaways{grid-template-columns:1fr;gap:8px}.decision{grid-template-columns:1fr}.decision section+section{border-left:0;border-top:1px solid var(--line)}.checklist li{grid-template-columns:1fr;gap:4px}.end-cta{grid-template-columns:1fr;padding:28px}.related-list{grid-template-columns:1fr}.related-item+.related-item{padding-left:0;border-left:0}.toc{grid-template-columns:1fr 1fr}.footer-inner{display:block}.footer-inner>*+*{margin-top:12px}}